Buy Resale Flats in Mohali

On this page, in October–November 2026: 2 BHK resale flats ask about ₹52 lakh to ₹1.45 crore (half under about ₹90 lakh), 3 BHK flats about ₹60 lakh to ₹3.96 crore (median about ₹1.46 crore) and 4 BHK flats about ₹1.35 crore to ₹5.11 crore. The biggest factor is location: about ₹4,800–6,600 per sq ft in the Kharar-side sectors 110–127, ₹6,000–10,700 in Sectors 85–99 and ₹10,000–17,000 in the premium Airport Road societies. The tables above list every flat.

Among the resale flats on this page: for premium homes, JLPL Falcon View (Sector 66A), Homeland Heights (Sector 70) and Beverly Golf Avenue (Sector 65); for the middle of the market, Bestech Park View Residences (Sector 66), Wave Gardens (Sector 85) and Emaar The Views (Sector 105); for value, TDI Wellington Heights and Gillco Parkhills on the Kharar side. Judge each on its upkeep, maintenance charges and papers, not just the price.

You see the actual flat and the neighbours, move in or let it straight away, pay no GST and usually pay less per sq ft than in a new tower nearby, often with a larger carpet area. A new flat offers a payment plan, newer amenities and builder warranties, but you wait years and carry the risk of delay. Resale suits buyers who need a home now or want rental income soon.

Usually, yes: the prices on this page are asking prices. Compare them with other flats of the same size in the same society (several societies here have more than one listing), check recent registered sale values with the sub-registrar or a lawyer, and use the flat's condition, floor and any pending repairs in the negotiation. Agree the final price, payment dates and who pays which charges in writing before paying a token.

The occupation or completion certificate for the tower; the chain of title (allotment letter, builder–buyer agreement and every registered sale deed, or the builder's transfer of the allotment); the builder's or society's no-dues letter and transfer permission; GMADA's No Due Certificate for GMADA-allotted property; paid property tax, electricity and water bills; and, if the seller has a home loan, the bank's foreclosure letter and the return of the original papers. A property lawyer can check them for a modest fee.

Stamp duty of 7% for a man, 6% for a man and a woman jointly or 5% for a woman, on the higher of the price and the collector rate; a 1% registration fee capped at ₹2 lakh plus a facilitation charge; any builder or society transfer fee; and legal, loan and brokerage costs. There is no GST on a resale flat. When the price is ₹50 lakh or more, the buyer deducts 1% TDS from the payment to the seller. On a ₹1 crore flat the government charges come to about ₹6–8 lakh.

Yes, if the price is ₹50 lakh or more: the buyer deducts 1% income tax from the payment to a resident seller and deposits it with the tax department, then gives the seller the TDS certificate (section 393(1) of the Income-tax Act, 2025, which replaced section 194-IA from 1 April 2026). If the seller is an NRI, a much higher rate applies, so ask a chartered accountant before paying.

Under Punjab's Easy Registry (statewide since 27 November 2025), the sale deed can be registered at any sub-registrar office in SAS Nagar district. The deed can be drafted online or at a Sewa Kendra for ₹500, stamp duty is paid by e-stamp, and buyer, seller and two witnesses visit the sub-registrar once with ID. Once the money and papers are ready, registration can be done within days.

Yes. The bank values the flat itself, which can be below the asking price, and checks the title and the occupation certificate; it then pays the seller, or the seller's bank first if the flat is mortgaged. Under RBI limits a loan can cover up to 90% of the value up to ₹30 lakh, 80% for ₹30–75 lakh and 75% above that; stamp duty and registration come from your own money. Try amounts in our EMI calculator.

Where the builder or society still has to record the change of owner, it charges a transfer fee, for example ₹1.5 lakh plus GST in one Mohali society. There is no fixed rule on who pays it, so agree it in the agreement to sell; buyers and sellers often split it or build it into the price. GMADA charges a transfer fee only when transfer permission is sought before the conveyance deed is executed.

Yes: 5 listings on this page are bookings resold by their first buyers, in Wave Gardens Phase II, Palm Village, Jubilee Vallum and Homeland Regalia. You take over the allotment with the builder's written consent and transfer fee, pay the seller what they have paid plus any premium, and pay the remaining instalments (with GST) to the builder. Check the builder's statement of payments and the project's RERA progress before you agree.

For a finished flat, yes: ask for the occupation or completion certificate of the exact tower. A Mohali consumer commission has held that possession without one is not legal possession, and some societies here have certificates for only some towers (noted in the tables above). Projects completed before RERA in 2017, such as Homeland Heights, have no RERA number, which is fine, but they still need the certificate.

About ₹26,000–37,000 a month for a 2 BHK and ₹32,000–49,000 for a 3 BHK in mid-range societies, and ₹49,000–76,000 for a 3 BHK or ₹73,000–1,10,000 for a 4 BHK in the premium Airport Road societies (portal rents, June–October 2026). That is a gross yield of about 3–3.7% a year; a resale flat starts earning rent at once, unlike a new booking.

On this page: the Kharar-side sectors 110–127 along PR-7 Airport Road and the Kharar–Landran road (most affordable), Sectors 85–99 (Wave Gardens, the JLPL and Jubilee societies, One Rise), the Airport Road belt in Sectors 65–70 and IT City (the premium societies), and Emaar Mohali Hills in Sector 105. The Kharar-side sectors come under Kharar tehsil even when sold as Mohali, which matters for collector rates and civic services.

Yes. NRIs and OCI cardholders can buy flats without RBI permission, paying through banking channels or from NRE, NRO or FCNR accounts, and can register through a power of attorney. When an NRI sells, the buyer must deduct TDS at a much higher rate than 1%, so both sides should get a chartered accountant's advice before the deal.

Societies completed before RERA came into force in 2017, such as Homeland Heights, were never registered, and that is legal; check their occupation certificate instead. Projects finished later carry a Punjab RERA number, which also appears in sale deeds in licensed colonies. For the resale of a booking in an unfinished project, the project must be RERA-registered, and its registration, completion date and progress reports are on rera.punjab.gov.in.

For a finished flat, on the day the sale deed is registered and the seller hands over the keys and original papers, usually a few weeks after agreeing the deal, once your loan and any release of the seller's loan are done. For the resale of a booking in an unfinished project, possession comes from the builder when the tower is completed, on the date in the agreement for sale that passes to you.

Whatever the society already has, which you can see before you buy: most high-rise societies built since 2010 have lifts, power backup, covered parking, a clubhouse or gym, landscaped greens and security, and the premium ones add pools and sports courts. Check that they work, what the monthly maintenance charge is and whether the society has a repair fund, by visiting and reading the residents' association notices.

Send an enquiry from the listing, or call or WhatsApp the number on this page, and we connect you with the owner or agent to fix a time. Enquiring is free and there is no obligation to buy. Ask to see the title papers and occupation certificate before paying any token.